![]() |
Please contact your B&A Sales Consultants for any questions. |

Graded Whole Life (Ages 40-80 | $10,000-$40,000)
STEP 1: Get A Quote
STEP 2: Get Contracted with Carrier(s)
If you’re already contracted with a carrier, please proceed to Step 3.
Step 3: Submit E-Application
E-App Instructions
(Once e-app is completed and e-signed, the average processing time is 48-72 hrs.)
• E-App only.
• Must get contracted before getting access to e-app.
• Getting contracted: Click here to get started.
• Electronic App Questions? Call 877-399-7747 option 4.
• Must get contracted before getting access to E-App.
• Getting Contracted: Click here to get started.
• Once the appointment is completed (you’ll receive an email from GWIC) Click Here.
• Click request new profile (this is an instant registration).
• E-App:
Login.
Select my enroller online.
Note: Difference in plan options:
Assurance Plus: Option is you can answer no to the 3 underwriting questions.
Guaranteed Assurance: Option if you answer yes to one of the 3 underwriting questions.
Underwriting questions: https://www.ociservices.com/wp-content/uploads/2020/08/GIOptions_8-18-20.pdf
• Electronic App Questions? Call (800) 733-5454 option 1, option 2.