Disability Insurance
Disability Made Simple
OCI has partnered with Assurity to offer a simple 3-step process to help provide your client with Disability coverage at the time they need it most.
STEP 1:
Assess Your Client’s Ability to Qualify
If your client has had any of the below, they will not be able to qualify for Disability Insurance:
- BMI – over 39.9 (BMI Calculator)
- Bankruptcy less than 2 years ago
- Criminal Charges in last 10 years
- Serious Health Issues – Diabetes (with Insulin), MS, Chron’s, etc.
- Drug and Alcohol abuse with treatment in last 5 years
- Recent declines by another carrier for medical issues
- Maternity
- Currently on disability leave or planning/looking to go on disability leave
- Anxiety and Depression (not uninsurable, but likely an exclusion on the policy)
Please note: Any pre-existing conditions will likely be excluded from coverage if an offer is made.
If none of the above apply to your client, click the button below to submit their information so we can determine available options:
STEP 2:
Contact Within 24-48 Business Hours
Seth and Darrell with Assurity will be reaching out with options for your client within 24-48 business hours.
Feel free to reach out to OCI@Assurity.com with any further questions.
STEP 3:
Ready to Apply?
Click the button below to request to get contracted with Assurity:
If you are already contracted with Assurity under OCI, you can register (if you haven’t already) and log in to submit an application at the following link: Assurity Login
Questions? Please email lifesales@ociservices.com.
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