If Face Amount Less Than $249,999 ► Ability to Run Your Own Quotes

  • Guaranteed Issue Solutions – No Underwriting
  • Graded Whole Life (Ages 40-80 | $10,000-$40,000)
  • Accidental Death (Ages 18-60 | $50,000-$350,000)
  • No-Term Solutions Available

Graded Whole Life
(Ages 40-80 | $10,000-$40,000)

STEP 1: Get A Quote

Final Expense Quotes

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Final Expense Quote Engine
Gender: Male Female
Tobacco Use: Yes  No
Face Amount:

STEP 2: Get Contracted with Carrier(s)

If you’re already contracted with a carrier, please proceed to Step 3. 

Click Here to Start Contracting Process

STEP 3: Submit E-Application

You must be contracted with a carrier before you can obtain access to the e-app platforms below. (See Step 2.)

AIG Application Link
E-App Instructions

(Once e-app is completed and e-signed, the average processing time is 48-72 hrs.)

• E-App only.
• Must get contracted before getting access to e-app.
• Getting contracted: Click here to get started.
• Electronic App Questions? Call 877-399-7747 option 4.

Great Western E-Application Link

• Must get contracted before getting access to E-App.
• Getting Contracted: Click here to get started.
• Once the appointment is completed (you’ll receive an email from GWIC) Click Here.
• Click request new profile (this is an instant registration).
• E-App:

Select my enroller online.
Note: Difference in plan options:
Assurance Plus: Option is you can answer no to the 3 underwriting questions.
Guaranteed Assurance: Option if you answer yes to one of the 3 underwriting questions.
Underwriting questions: https://www.ociservices.com/wp-content/uploads/2020/08/GIOptions_8-18-20.pdf

• Electronic App Questions? Call (800) 733-5454 option 1, option 2.

Accidental Death
(Ages 18-60 | $50,000-$350,000)

STEP 1: Get A Quote

  • Benefit only pays as a result of an accident. It will not pay if death is the result of a medical condition.
  • Agent must hold an active health license in the state that they are submitting business in.
  • Case management will come directly from Assurity and not OCI.

STEP 2: Submit E-Application

We will get you contracted after you submit the e-application. 

Click Here to Submit E-Application