Declined Life Cases

For Face Amount of $249,999 and Below
Guaranteed Issue Solutions

  • Run Your Own Quote
  • Two Valuable Options
  • No-Term Solutions Available

Graded Whole Life
(Ages 40-80 | $10,000-$40,000)

Carrier Partner: Great Western

STEP 1: Get A Quote

Run A Quote

Note: This takes you to Great Western’s Quoting Tool.

STEP 2: Present the Quote to Client & Ask Four Underwriting Questions

Find out if your client qualifies for 25% more Death Benefit – at no additional charge!

Underwriting Question Guide

STEP 3: Ready to Apply?

Our Application Specialist will consult you and your client during a phone call to gather information and process your application.

Schedule an Appointment

Accidental Death & Dismemberment
(Ages 18-70 | $50,000-$350,000)

Carrier Partner: Assurity

STEP 1: Get A Quote

Run a Quote

Note: This takes you to Assurity’s Quoting Tool.

  • Benefit only pays as a result of an accident. It will not pay if death is the result of a medical condition.

STEP 2: Present the Quote to Client

STEP 3: Ready to Apply?

Our Application Specialist will consult you and your client during a phone call to gather information and process your application.

Schedule an Appointment

Questions? Please email lifesales@ociservices.com

or call 531.466.4452

Follow Us on Social Media