Declined Life Cases
Guaranteed Issue Solutions
- Run Your Own Quote
- No Medical exams!
- Guaranteed issue with no underwriting
- Options Up To $150,000
Term and Whole Life
(Ages 18-70 | $5,000 – $150,000)
Carrier Partner: Assurity
Term Life Insurance
- Ages 18-60 | $25,000-150,000
- Ages 61-70 | $25,000-$75,000
Whole Life Insurance
- Ages 18-60 | $5,000-100,000
- Ages 61-70 | $5,000-$20,000
(Ages 18-70 | $5,000 – $150,000)
Carrier Partner: Assurity
Term Life Insurance- Ages 18-60 | $25,000-150,000
- Ages 61-70 | $25,000-$75,000
Whole Life Insurance
- Ages 18-60 | $5,000-100,000
- Ages 61-70 | $5,000-$20,000
STEP 1: Confirm Your Clients Eligibility
The following are requirements for purchase:
- Membership in Live Well USA is required to access benefits, including insurance policies.
- Fees: $19.99 monthly membership fee for joining the Live Well group. The Live Well Membership fee is non-refundable.
- Employment: Members must be gainfully employed and actively working a minimum of 20 hours per week.
- Affirmations:
- I affirm that I am not currently terminally ill, hospitalized, residing in a nursing home, assisted living facility, or under hospice care.
- I affirm that, to the best of my knowledge and belief, I have not been diagnosed with Acquired Immunodeficiency Syndrome (AIDS), AIDS-related complex (ARC), or tested positive for Human Immunodeficiency Virus (HIV).
STEP 2: Run a Quote
To access this policy, all applicants must become a member of Live Well USA at a $19.99 monthly membership rate
STEP 3: Ready to Apply?
For First-Time Users:
Click the button below and click “Register” to create an account to get started. Once registered, you’ll receive an email containing a direct link to access the application.
For Existing User:
Click the button below and click “Authenticate” to receive an email link that will take you directly to your application.
Whole Life
(Ages 71-80 | $5,000 – $25,000)
Carrier Partner: Corebridge
- Up to $25,000 coverage
- Chronic Illness Rider and Terminal Illness Rider included
- Available for individuals working less than 20 hours a week (Ages 50-80)
(Ages 71-80 | $5,000 – $25,000)
Carrier Partner: Corebridge
- Up to $25,000 coverage
- Chronic Illness Rider and Terminal Illness Rider included
- Available for individuals working less than 20 hours a week (Ages 50-80)
STEP 1: Get A Quote
Note: This takes you to Corebridge’s Rate Sheet.
STEP 2: Present the Quote to Client
STEP 3: Ready to Apply?
Click the button to fill out our E-Application. This form is processed through our partner Corebridge.
Questions? Please email lifesales@ociservices.com or call 531.375.5475.