If the case was declined verbally with the underwriter due to COVID-19 underwriting restrictions and no formal application was previously submitted:
1. Declined due to Diabetes: Diabetes-Questionnaire.pdf
2. Declined for any other reasons: Health questionnaire form
3. Send these forms and the email from underwriting saying that you have permission from American Family to work with a brokerage to lifesales@ociservices.com.
4. Expected turn around time is 1-2 business days