Declined Life Cases

For Face Amount Greater Than $1,000,000

** Or the original quoted premium is over $2500/year, the client is looking for a permanent product over $100K, or this is a business case.

Term and Permanent Products (Ages 18-90) | Fully Underwritten Solutions

Required Info:

Send signed HIPAA form to:
LifeUnderwriting@fbfs.com

[Click here for HIPAA Form]

Underwriting

Records will be released to OCI.
(5-7 business days)

OCI team reviews records and sends agent solutions.
(2-3 business days)

Questions? Please email lifesales@ociservices.com.

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