Declined Life Cases

Guaranteed Issue Solutions

  • Run Your Own Quote
  • Two Valuable Options
  • No-Term Solutions Available
  • Options Up To $350,000

Whole Life
(Ages 40-85 | See coverages below)

Carrier Partner: Great Western


Great Assurance & Graded Benefit:
Ages 50-80: Up to $40,000. Ages 81-85: Up to $25,000.

Guaranteed Assurance
Ages 40-80: Up to $25,000.

STEP 1: Ask Your Client the Health Questions

Health Question Guide

Find out what product your client qualifies for!

STEP 2: Get A Quote

Run A Quote

Note: This takes you to Great Western’s Quoting Tool.

STEP 3: Ready to Apply?

Click the button below to fill out our E-Application. This form is processed through our Partner Great Western.

Submit E-Application

Accidental Death & Dismemberment
(Ages 18-70 | $50,000-$350,000)

Carrier Partner: Assurity

STEP 1: Get A Quote

Run a Quote

Note: This takes you to Assurity’s Quoting Tool.

  • Benefit only pays as a result of an accident. It will not pay if death is the result of a medical condition.

STEP 2: Present the Quote to Client

STEP 3: Ready to Apply?

Click the button below to fill out our E-Application. This form is processed through our Partner Assurity.

Submit E-Application

Request a Life Quote

Click Here

Request a Disability Quote

Click Here

Request a LTC Quote

Click Here

Request an Annuity Quote

Click Here

Questions? Please email lifesales@ociservices.com or call 531.375.5475.

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