We help complete your business…

Refer your client or write the business. OCI supports you with the following products and services:


Refer	Declined Life Cases	Health	Group	Long-Term Care	Disability	Annuities	Medicare

We help complete your business…

Refer your client or write the business. OCI supports you with the following products and services:

Referrals • Declined Life Cases • Health • Group • Long-Term Care • Disability • Annuities • Medicare

Refer a Client | Split Case Program

Uncover a client need outside of your expertise? We act as an extension of your team to sell, write and support the case. The best part…you get paid, and you retain your client’s business.

Refer a Client

Declined Life Cases

Has your life insurance case been declined by Shelter? We can guide you in finding the best solution for your client.

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View Product Resources

OCI has all your insurance product needs covered outside of the product lines you have at Shelter! Check out the products we can offer you in your business!

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What People Are Saying…

“OCI is a great partner for our outside Life product and Annuity needs. The entire team is very quick to respond, knowledgeable, and eager to help. The transfer of underwriting information makes the process seamless and quick for shopping alternative solutions.”

C.K. Hoenes

“OCI is a true partner to Shelter agents and DBA, and we want to make it clear they are the preferred provider for financial products Shelter can’t place or we don’t offer.”

Rob Thompson