My case was declined. Now what?
If Face Amount greater than $500,000
Send signed HIPAA form to:
Records will be released to OCI.
(5-7 business days)
OCI’s underwriting team reviews, records and sends agent solutions.
(2-3 business days)
If Face Amount less than $500,000
Instant Solutions for Your Client!
Graded Whole Life
Ages 25 – 85
$1,000 – $50,000
Click Below To Open Quote Engine.
Select “Guaranteed Issue” under Benefit in quote engine.
For paper apps please contact firstname.lastname@example.org.
Please note: Case management on these cases will come directly from the carrier and not OCI.
Ages 18 – 60
$50,000 – $350,000
*Benefit only pays as result of an accident. It will not pay if death is result of a medical condition.