Graded Whole Life Quotes
Ages 40 – 80: $10,000 – $40,000
1) Calculate rate with the Final Expense Quote Engine.
2) Get Appointed with Carrier.
3) Submit E-application.
We recommend using Google Chrome as the quoter does NOT work with Internet Explorer.
• Reminder: If you can answer no to 4 health questions you get a 25% bonus in Death Benefit with Great Western Life.
• Great Western Graded Policy is not available in the state of Washington.
• Simplified/Guaranteed Issue Option for Great Western Life, AIG, and Underwriting Information. [Download PDF]
Begin Appointment & Application! *Must be pre-appointed to submit e-app.
Please note: Case management on these cases will come directly from the carrier and not OCI. You must get contracted with carrier before you can get access to and submit an e-app.
1. You must get contracted with the carrier before getting access to an e-app.
2. After you submit the form, you will receive an email within 24-48 hours from the OCI contracting department to get contracted with the carrier.
• The email you receive will contain step by step appointment instructions.
3. Later you will receive an email from that carrier with instructions on how to set up online access to their e-app. See below for expected turn around times from the carrier.
• AIG: 2-4 days
• Great Western Life: 5-7 days
Effective 9/1/2020: Due to service-related issues with Gerber Life, we will no longer be accepting new business for this carrier.