LTC Quote and Prelim Form (Test Page)

Long-Term Care Quote and Preliminary Questionnaire

Step 1 of 2

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Need help? Email Aaron Clark LTC Specialist

Agent Name(Required)

Agent Company

Agent Email(Required)

Agent Phone(Required)

Have you completed the required 8-hour LTC training?(Required)

Yes

Have you sold a LTC policy within the last year?(Required)

Yes

We encourage you to schedule a call with one of OCI’s LTC Planning Specialists before proceeding any further. Please click one of the links below to schedule a call:

Reserve an appointment with Dan Dahl
Reserve appointment with Aaron Clark

Is your client shopping for a rate? We'll make it easy! Click one of the below links for a simple rate calculator:

1. Traditional LTC
2. Individual Linked Benefit
3. Joint (Couples) Linked Benefit

Please choose the OCI Sales Executive helping you with this case:(Required)

Insured Name:(Required)

Date of Birth:(Required)

MM slash DD slash YYYY

Gender:(Required)

Male

Female

Height:(Required)

Weight:(Required)

State:(Required)

Tobacco Use:(Required)

Yes

Outside of the primary residence, what is the total amount of assets for this individual?(Required)

Is the insured married?(Required)

Yes

Will the insured's spouse be applying for coverage?(Required)

Yes

Spouse Name:(Required)

Spouse Weight:(Required)

Does spouse use tobacco?

Yes

Plan Design

Type of Product:(Required)

Payment Mode:(Required)

Payment Mode Funding Source:(Required)

Benefit Length:(Required)

Monthly Benefit Amount:(Required)

Elimination Period:(Required)

Premium Tolerance: Have you discussed how much your client is expecting/willing to pay for this coverage?(Required)

Yes

Annual premium client can/is willing to pay?(Required)

Please contact lifesales@ociservices.com to discuss our split case program to have one of our LTC specialists work directly with you and your client.

Optional Benefits/RIders:

3% Inflation Protection

5% Inflation Protection

Shared Care

Waiver of Elimination Period for HHC

Return of premium (if added on a traditional LTC policy expect premium to roughly double)

Case Design Notes - specific product, carrier, goal of case, etc. Please note if you discussed this case with an OCI sales representative or if you’re in competition with another carrier.

Health History

Over 45% of Long Term Care cases are rated or declined. Eliminate the surprise for your client and increase your closing percentage by asking your client about any known health conditions.

Is surgery recommended or planned?(Required)

Yes

Individual is uninsurable until 3-6 months post-surgery.

Is the individual participating in physical therapy?(Required)

Yes

Individual is uninsurable until physical therapy is complete.

Has the individual had an application for life, disability, or long term care insurance declined, modified or rated?(Required)

Yes

If yes, provide additional information:(Required)

Is the individual currently receiving disability benefits?(Required)

Yes

If yes, provide additional information:(Required)

Provide medical history for past 10 years. Please provide condition, date of occurence and outcome:(Required)

List any prescription medications taken during the past two years (including prescribed reason):(Required)

Additional Comments - Please note if you discussed this case with an OCI sales representative.(Required)

Long-Term Care Preliminary Questionnaire

Thank you for the opportunity for us to assist you with your Long-Term Care planning needs. If you complete this form, we will use the information to submit a preliminary assessment with the Long-Term Insurance Companies to determine potential eligibility and estimated rates.

Are you working with an OCI Team member currently? (Please pick 1, if no one select other)

Aaron Clark

Darwin "DC" Couch

Joe Gordon

Other

Agent Information

Agent's Email(Required)

Agent's Phone Number:(Required)

Who is your Agent?(Required)

Applicant Information

Applicant Name(Required)

First Last

Applicant Phone Number(Required)

Applicant Address(Required)

Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country

Applicant Email Address(Required)

State of Residency:(Required)

Date of Birth:(Required)

MM slash DD slash YYYY

Height:(Required)

Weight:(Required)

Gender(Required)

Male

Female

What is your total approximate household Income?(Required)

Under $50,000

$50,001-$75,000

$75,001-$125,000

$125,001-$225,000

$225,001+

Approximate total assets and investments NOT including your home:(Required)

Under $50,000

$50,001-$100,000

$100,001-$350,000

$350,001-$500,000

$500,001-$1,000,000

$1,000,001+

What is the primary reason/goal you are requesting Long-Term Care coverage?(Required)

Are you receiving or have you received any disability insurance benefits or social security disability benefits?(Required)

Based on the information provided. You are not eligible and can stop filling out the form here

If NO, please continue filling out the form.

Have you previously been declined or rated for Long Term Care, Life, or Disability Insurance? (Yes or No)(Required)

When and what insurance type were you declined or rated for? (Long Term Care, Life, or Disability)

Do you have a Long Term Care Insurance plan in force now? (Yes or No)

Do you plan to replace your policy if a new one is approved?

If yes, which product type? (please select all that apply):(Required)

Life Insurance

Disability Insurance

Long-Term Care Insurance

Have you used Tobacco in the last 12 months?(Required)

If Yes, last date of use

MM slash DD slash YYYY

Do you have a history of any of the following? (please select all that apply):(Required)

Cancer

Diabetes

Sleep Apnea

Coronary Artery Disease

Neck or Back Disorder

Depression and/or Anxiety

Immune System Disease

Balance/Gait Impairment

Surgery or Medical Procedures in last 10 years

Scheduled procedures, tests, or surgeries that have not been completed yet

Heart Attack

Stroke

Any other medical concerns not listed above

None of the Above

Date of Occurence

MM slash DD slash YYYY

Date of Occurence

MM slash DD slash YYYY

What type of Cancer were you diagnosed with?

What is the date treatment was completed?

MM slash DD slash YYYY

What type of diabetes were you diagnosed with?

When were you diagnosed?

MM slash DD slash YYYY

What was your last known A1C reading?

What is the date of onset?

MM slash DD slash YYYY

What is the severity of your sleep apnea? (please select one option below)

Mild

Moderate

Severe

Have you been prescribed a Cpap machine, BiPAP, or dental device to use?

If yes, are you currently using it?

If yes, what type of procedure?

What was the outcome of the procedure?

If yes, what type?

What was the date of the procedure?

MM slash DD slash YYYY

What was the date of last treatment?

MM slash DD slash YYYY

Do you recieve more than 2 injections a year for your neck or back?

Have you had 2 or more prior back surgeries with ongoing chronic /recurrent back pain requiring treatment?

Have you been hospitalized in the last 5 years for depression?

Are you currently seeing a Psychiatrist?

If yes, what was the approximate date?

MM slash DD slash YYYY

What is the name of your immune system disease?

What date were you diagnosed?

MM slash DD slash YYYY

Any prescription medication taken during the past 2 years?(Required)

Medication List

Exact name of Medication

Strength (Ex. 25mg or .05%)

Frequency (Ex. 2 per day)

Reason Prescribed (Ex. Blood Pressure)

Please list your most significant medical event during your lifetime?

Date of last cardiac test?

MM slash DD slash YYYY

Were two or more of your siblings or biological parents (FORMALLY) diagnosed with any type of Dementia?

Have you had a physical check-up with your health care provider in the last 2 years?(Required)

If yes, what was the approximate date?

MM slash DD slash YYYY

Are you Single or Married?

Is your Spouse interested in Long Term Care Coverage? (NOTE: Discounts may apply when both apply for coverage**)(Required)

Applicant Information (Second Applicant)

Applicant Name(Required)

First Last

Applicant Phone Number(Required)

Applicant Email Address(Required)

State of Residency(Required)

Date of Birth(Required)

MM slash DD slash YYYY

Height(Required)

Weight(Required)

Gender(Required)

Male

Female

What is your total approximate household Income?(Required)

Under $50,000

$50,001-$75,000

$75,001-$125,000

$125,001-$225,000

$225,001+

Approximate total assets and investments NOT including your home:(Required)

Under $50,000

$50,001-$100,000

$100,001-$350,000

$350,001-$500,000

$500,001-$1,000,000

$1,000,001+

What is the primary reason/goal you are requesting Long-Term Care coverage?(Required)

Are you receiving any disability insurance benefits?(Required)

Have you previously been declined for insurance coverage?(Required)

If yes, which product type? (please select all that apply):(Required)

Life Insurance

Disability Insurance

Long-Term Care Insurance

Have you used Tobacco in the last 12 months?(Required)

If Yes, last date of use

MM slash DD slash YYYY

Do you have a history of any of the following? (please select all that apply):(Required)

Cancer

Diabetes

Sleep Apnea

Coronary Artery Disease

Neck or Back Disorder

Depression and/or Anxiety

Immune System Disorders

Balance/Gait Impairment

Surgery or Medical Procedures in last 10 years

Scheduled procedures, tests, or surgeries that have not been completed yet

Heart Attack

Stroke

Any other medical concerns not listed above

None of the Above

Date of Occurence

MM slash DD slash YYYY

Date of Occurence

MM slash DD slash YYYY

What type of Cancer were you diagnosed with?

What is the date treatment was completed?

MM slash DD slash YYYY

What type of diabetes were you diagnosed with?

When were you diagnosed?

MM slash DD slash YYYY

What was your last known A1C reading?

What is the date of onset?

MM slash DD slash YYYY

What is the severity of your sleep apnea? (please select one option below)

Mild

Moderate

Severe

Have you been prescribed a Cpap machine, BiPAP, or Dental device to use?

If yes, are you currently using it?

If yes, what type of procedure?

What was the outcome of the procedure?

If yes, what type?

What was the date of the procedure?

MM slash DD slash YYYY

What was the date of last treatment?

MM slash DD slash YYYY

Do you recieve more than 2 injections a year for your neck or back?

Have you had 2 or more prior back surgeries with ongoing chronic /recurrent back pain requiring treatment?

Have you been hospitalized in the last 5 years for depression?

Are you currently seeing a Psychiatrist?

Any prescription medication taken during the past 2 years?(Required)

If Yes, please list the following: 1) Name of medication(s) 2) dose of medication(s) 3) reason it was prescribed. Please list ALL 3 for each prescription.(Required)

Please list your most significant medical event during your lifetime?

Date of last cardiac test?

MM slash DD slash YYYY

Were two or more of your siblings or biological parents (FORMALLY) diagnosed with any type of Dementia?

Have you had a physical check-up with your health care provider in the last 2 years?(Required)

If you got sick and needed Long Term Care which asset would you liquidate first to pay for it? (Please select one)(Required)

Checking/Savings Account(s)

Investments

Old Annuities

IRA/401K

Consent

I Agree

This is not an application for LTC insurance. By checking the box you are certifying that the information completed on this form is factual to your knowledge. You are giving OCI Insurance consent to submit a preliminary assessment with the Long Term Companies to determine potential eligibility and estimated rates.

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